Skip to content

Episode 107: “Living Centered at the Intersection of Mental Health and Finances”

Featuring Sonya Lutter, Ph.D., CFP, LMFT

Few of us have a healthy relationship with money. Whether we grew up in scarcity or abundance, our earliest memories can determine how we approach money in our adulthood and in turn impact how we show up in our relationships. Today, financial therapist Sonya Lutter, Ph.D., CFP®, LMFT sat down with Lindsey and Mickenzie to help us explore the relationship between mental health and finances. Together they explore how our family of origin, values, and the money scripts we carry into relationships impact our schema, understanding, and comfort with money.  Sonya is also the author of the new book, Love and Money.

Meet this episode’s expert

Sonya Lutter, Ph.D., CFP®, LMFT is the founder of ENLITE where she helps bridge the gap between financial planning and mental health. Sonya draws upon decades of experience in academia to apply theory to practice. She also serves as the inaugural Director of Financial Health and Wellness at Texas Tech University.  

She leads curriculum and continuing education opportunities in the areas of financial psychology, financial therapy, and financial behavior. She holds degrees from Kansas State University and Texas Tech University in marriage and family therapy and financial planning. Her work is regularly featured in major news outlets such as the New York Times and the Wall Street Journal. Her developmental work in financial therapy is summarized in Financial Therapy: Theory, Research, and Practice with co-editors Drs. Brad Klontz and Kristy Archuleta.  

Dr. Lutter’s work at the financial counseling centers at Texas Tech University and Kansas State University have guided her effectiveness of financial counseling research agenda, which culminates with a co-edited book with Dr. Dorothy Durband titled, Student Financial Literacy: Campus-Based Program Development.

Follow Sonya



Mentioned in this episode

FREE RESOURCE How to Hack Your Emotional Health (And Why You Can’t Afford Not To)

Our lives are the sum of our habits. How we spend our time, consciously and unconsciously, will determine the trajectory of our lives.  

In our new free mini-course, How to Hack Your Emotional Health, we take a look at the idea of identity-based habits and how connecting to our values can help us establish habits that we can actually keep, ones that we don’t abandon after a week, and how understanding our habits in one area can help us pursue and live into the future we want to live in every area of our lives!  

Use code PODCAST for 15% off!


Stay connected 

Onsite on Instagram & Facebook 

Miles Adcox on Instagram 

Lindsey Nobles on Instagram

Mickenzie Vought on Instagram

Sonya Lutter
A Couple’s Guide to Love and Money by Dr. Sonya Lutter